The Freedom 5 Formula: A Real Plan for Real Estate Retirement
The traditional model tells us to work for decades, contribute to a 401(k), and hope the stock market delivers. But that path often leads to stress, volatility, and limited income in retirement.
At SDIRA Wealth, we believe there’s a better way. One that’s built on stable income, long-term assets, and a plan you can actually follow. We call it the Freedom 5 Formula — a simple, powerful strategy designed for investors who want to retire with confidence.
What Is the Freedom 5 Formula?
The formula is straightforward:
Own five fully paid-off rental homes that produce monthly income in retirement.
That’s the goal. Not dozens of properties or complex deals. Just five high-quality homes in strong rental markets that provide stable, ongoing income.
Why Five Properties?
Five rentals, when selected and managed strategically, can create a strong foundation for financial freedom. Here's why:
Reliable monthly income that supports your lifestyle
Equity growth through appreciation over time
Tax advantages including depreciation and deductions
No landlord headaches once the homes are paid off and professionally managed
Flexibility to sell, hold, or pass on to the next generation
This isn't a theory. It’s a plan that has worked for countless investors, allowing them to step away from the volatility of traditional investments and into something more secure.
Made for Passive-Minded Investors
The Freedom 5 Formula isn’t for those who want to swing hammers or chase hot flips. It’s for people who want their money to work quietly and effectively in the background.
That’s why we focus on new construction rental properties in desirable markets. These homes are:
Easy to maintain
Appealing to long-term tenants
Built with durability and efficiency in mind
You’re starting with a fresh asset in a strong market, backed by a team that helps manage the day-to-day.
Why This Strategy Works
This formula succeeds because it’s:
Simple enough to understand
Strategic enough to deliver results
Flexible enough to fit your lifestyle
Resilient enough to withstand economic shifts
Instead of hoping for gains, you’re building income. Instead of tracking charts, you’re holding assets. Instead of guessing, you’re executing a real plan.
A Clearer Path to Retirement
The Freedom 5 Formula removes the noise. It gives you a clear destination and a defined route to get there. Whether you’re starting from scratch or looking to reposition your investments, this strategy offers a roadmap built on data, stability, and long-term impact. We walk with you every step of the way from property selection and financing to portfolio planning and retirement income.